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Will
the Money Last?
Use
this calculator to show how long your money will
last if you make regular, annual withdrawals indexed
to inflation. |
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Life
Insurance Needs
Use
this calculator to estimate your life insurance
requirements. |
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Portfolio
Growth - Historical Returns
This calculator
compares the growth of a diversified portfolio to
stocks, bonds and cash using historical rates of
return between 1934 and 2004. Returns can be adjusted
for inflation and management expense ratios (MERs). |
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Stocks
vs Bonds vs Cash
This calculator
compares the growth of stocks, bonds and cash using
historical rates of return between 1934 and 2004.
Returns can be adjusted for inflation and management
expense ratios (MERs). |
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Stocks
- Long Holding Periods Reduce Risk
This series of charts shows how long holding periods
reduce the market risk of stocks. Trailing returns
by month for 1 month, 1, 3, 5, 10, 15, 20, 25 and
30 year holding periods are charted for the 70 years
between 1934 and 2003. |
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Diversification
and Bear Markets
This calculator shows how diversification would
have protected your portfolio during any of the
seven bear markets between 1968 and 2003. Compare
the performance of a diversified portfolio to one
made up of stocks only. |
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Diversification
and Bull Markets
This calculator shows how diversification would
have affected the growth of portfolios during any
complete bull/bear market cycle between 1968 and
2003. Compare the performance of a diversified portfolio
to one made up of stocks only. |
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Stay
Invested
This calculator compares the performance of staying
invested in the market to missing the months with
the best returns. |
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Effect
of Inflation on Incomes
This calculator lets you project an income need
in future dollars or in today's dollars. It also
shows the historical inflation rate for the period
you select. |
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Taxes
and Investment Income
An
interactive and visual illustration of the different
tax treatment of interest, dividend and capital
gains investment income. Shows how much you would
keep and how much you would pay in tax based on
their marginal tax rate and investment mix. |
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Triangle
of Wealth
This calculator lets you project an income need
in future dollars or in today's dollars. It also
shows the historical inflation rate for the period
you select. |
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MERS
and Investment Returns
This calculator lets you compare the effect of the
MER (Management Expense Ratio) on the performance
of two hypothetical mutual funds. |
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A
Tale of Two RRSPs
An RRSP is the single most effective tool available
to help Canadians save for retirement. This calculator
shows how five basic investing strategies can enhance
the growth of an RRSP. |
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Ottawa's
Final Tax Bite
Illustrates
the potential tax liabilities that can arise at
death if proper estate planning strategies have
not been put in place. |
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Insure
Your Earning Power
Most
of us make sure that are homes, cars and belongings
are insured and that our loved ones are protected
with life insurance. But is one of your most valuable
assets, the ability to earn an income, adequately
insured? |
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Labour
Sponsored Investment Funds
An introduction
to LSIFs and two of their key benefits:
(1) government tax credits
(2) an increase in the RRSP foreign content limit |
