Software Updates

These software updates are for licensed users of Concept and Planning Toolkit.

Concept Toolkit Update April 2017


Concept Toolkit 12 has been updated with the following information:

  • Updated marginal tax rates as of January 2017.
  • CPP/OAS benefit amounts as of April 2017.
  • Index performance data (stocks, bonds, cash, inflation) updated as of December 31, 2016.
  • RRIF Table calculator – option has been added to use the younger spouse’s age to calculate minimum payments.
  • RRSP Growth & RRIF Table calculator – option has been added to use the younger spouse’s age to calculate minimum payments.
  • Retirement Planner – the Summary Results page now shows a single capital amount needed to fund retirement.
  • What It Costs to Live in Retirement – option to show different expenditure amounts at retirement versus current expenditure amounts has been added.
  • Canadian Family Expenditures – updated with 2015 data.
  • TFSA vs RRSP calculator – an Invest or Spend RRSP Refund option has been added.
  • CPP Benefits – Take Early or Later calculator – option to show a percentage of maximum CPP benefits and simplified wording to explain the chart has been added.
  • Tuition Fees by Province and Graduates Earn More – updated with 2016 data.
  • Tax Freedom Day – updated with 2016 data.
  • Charitable Donation calculators now use full marginal tax rate calculations based on the taxable income figure you enter.
  • Note added to SAGES Overview and SAGES Calculator that the Saskatchewan Advantage Grant for Education Savings program will end December 31, 2017.

Download Instructions for the Concept Toolkit Update

  • The full version of Concept Toolkit 12 must already be installed on your computer for this update to work. If the program is not already installed, let us know (support@ativa.com) and we will email you links to download the full version.
  • Concept Toolkit 12 is usually installed in this folder on your computer: C:\Program Files (x86)\Concept Toolkit 12. If it is installed in a different folder or drive, you need to change “C:\Program Files (x86)” to the name of the new directory in the “Destination Directory” field on the “Choose Destination Location” screen when you run the update.

Click here to download the Concept Toolkit update or click the icon below.

download-icon

After you complete the download and open the program, it will say “Concept Toolkit 12.7” in the top left corner of the program window.

If you have any problems completing the above download, you may need to temporarily turn off your Anti-Virus program:

  • For example, if your anti-virus program is Norton:
  • On your desktop, in the strip of icons that appear along the bottom of the screen, locate the Norton AntiVirus icon near the system clock. Hovering your mouse over an icon will show what that icon is for.
  • Right-click the Norton icon and a pop-up menu will appear.
  • Click “Disable AntiVirus Auto-Protect.” If prompted, specify the amount of time you want to disable the security program.
  • Complete the download.
  • When you are done the download, repeat the above process and select “Enable AntiVirus Auto-Protect”.

If you need any assistance, email us at support@ativa.com.

Planning Toolkit Update April 2017


Planning Toolkit 9 has been updated with the following information:

  • New tax rates as of January 2017 in the Cash Flow module.
  • CPP/OAS benefits amounts as of April 2017.
  • A Preview PDF option has been added for easier access to previously created plans in PDF.
  1. Click Print Plan
  2. Click Preview PDF

Note: A plan must already be created as a PDF before you can Preview it.

preview-pdf

Download Instructions for the Planning Toolkit Update

  • The full version of Planning Toolkit must already be installed on your computer for this update to work. If the program is not already installed, let us know (support@ativa.com) and we will email you links to download the full version.
  • Planning Toolkit is usually installed in this folder on your computer: C:\Program Files (x86)\Planning Toolkit 9. f it is installed in a different folder or drive, you need to change “C:\Program Files (x86)” to the name of the new directory in the “Destination Directory” field on the “Choose Destination Location” screen when you run the update.

Click here to download the Planning Toolkit update or click the icon below.

download-icon

If you have any problems completing the above download, you may need to temporarily turn off your Anti-Virus program:

  • For example, if your anti-virus program is Norton:
  • On your desktop, in the strip of icons that appear along the bottom of the screen, locate the Norton AntiVirus icon near the system clock. Hovering your mouse over an icon will show what that icon is for.
  • Right-click the Norton icon and a pop-up menu will appear.
  • Click “Disable AntiVirus Auto-Protect.” If prompted, specify the amount of time you want to disable the security program.
  • Complete the download.
  • When you are done the download, repeat the above process and select “Enable AntiVirus Auto-Protect”.

If you need any assistance, email us at support@ativa.com.