The High Ratio Mortgage infographic illustrates how high ratio mortgages work including the down payment options, amortization period and how the insurance works. With the current cost of real estate, it’s more difficult than ever to have a 20% down payment for a new home. A high ratio mortgage is a mortgage loan higher than 80% of the lending value of the property.

More money is borrowed in an insured mortgage because of the smaller down payment, and therefore, more interest is paid. As a result, a high ratio mortgage costs more.

The High Ratio Mortgage infographic illustrates the minimum down payment percentages depending on the price of the home. In addition, it offers an indication of what the insurance premium may be based on the percentage of down payment.

This infographic is included in FreshPlan software and is also available as a print-ready or web-ready piece.

Related mortgage infographic:

• Construction Mortgage Infographic

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