Spousal RRSP Calculator

The main advantage of a spousal RRSP is that it allows a couple to split their RRSP income during retirement and take advantage of lower marginal tax rates. Try this Spousal RRSP calculator to discover if this strategy is right for you.

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Calculate when withdrawals from a spousal RRSP are taxed in the contributor’s or spouse’s hands.

Generally, the spouse with higher income opens and contributes to a spousal RRSP for his/her partner. Ideally, this will even out the retirement savings between two partners and each will withdraw a similar amount of money from your RRSPs.

To assist in your planning, also try the RRSP Limit calculator.

Spousal RRSP Calculator

Companion Infographic

This Grow Your RRSP companion infographic offers ten strategies to help grow your RRSP and increase your capital for retirement. Discover when the best time to invest is, what the contribution limit is, and other ways to help increase the value of your Registered Retirement Savings Plan.

Grow your RRSP infographic on a desk

Features

Consumer-facing
These consumer-facing financial calculators can be embedded in your web site quickly and easily.

Responsive
Calculators are easy-to-use and fully responsive on any device – phone, tablet, laptop or desktop.

Full Branding
Calculators can be fully branded according to your branding style guide. You’ll be up and running with a quick turnaround.

The calculator can be viewed for free up to five (5) times.
To use the full-featured versions of these calculators in FreshPlan, please contact us.

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