Canada Emergency Business Account – CEBA infographic, updated January 2022, illustrates this federal program aimed to provide support for small businesses and not-for-profits through interest-free loans.

Interest-free loans and loan forgiveness is available until December 2023.

The Canada Emergency Business Account (CEBA) provides small businesses with interest-free loans of up to $60,000 to help with operating costs such as payroll, rent, utilities, insurance and property tax when revenues are down. Repaying the balance of the loan on or before December 31, 2023 will result in loan forgiveness of 33 percent (up to $20,000).

Businesses must meet certain criteria to be eligible for CEBA and must have intentions to continue to operate or resume operations. The CEBA infographic outlines the two streams of applications in addition to the repayment terms.

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