GIC Laddering Calculator

GIC laddering is an investment strategy of investing in GICs with the highest rate available, but staggering the maturity dates. Calculate a GIC laddering strategy compared to simply investing in one year guaranteed investment certificates.

GIC Laddering

Take advantage of the higher interest rates offered for long-term GICs without locking away all your money at the same time.

As an example, instead of investing $25,000 in a single guaranteed investment certificate (GIC), calculate the difference in breaking the investment up into five GICs of $5,000. When the first term matures after one year, the proceeds can be renewed into a five-year GIC, and so on. Discover if a GIC laddering strategy makes a difference.

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GIC Laddering Calculator

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