RRIFs provide tax-sheltered growth as individuals withdraw taxable amounts to fund retirement. Discover rules and minimum RRIF amounts table with this RRIF Planning infographic.

Starting in the year after the year you establish a RRIF, you have to be paid a yearly minimum amount. You can withdraw more, but not less than the minimum. The payout period under your RRIF is for your entire life. Your minimum amount based on your age at the beginning of each year, however, you can elect to have the payment based on your spouse or common-law partner’s age. Visit CRA for more details.

Quickly access the minimum RRIF amounts from age 60 to age 95+.

For clients who are not ready for minimum RRIF amounts, discover the Registered Plan Limits infographic in FreshPlan outlines the 2023 contribution limits for Money Purchase Plans (MPP), Defined Benefit Plan (DBP), Registered Retirement Savings Plans (RRSP), Tax Free Savings Accounts (TFSA), Deferred Profit Sharing Plans (DPSP) and Maximum Pensionable Earnings.

This infographic is included in FreshPlan software and is also available as a print-ready or web-ready piece.

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