Commuted Value Calculator

The commuted value calculator compares these retirement planning options to help you determine which may be right for you. If you choose to transfer the commuted value of your pension to another plan, your benefits will depend on the terms of your new plan.


Commuted Value calculator ccompares taking the commuted value of your defined benefit pension to taking a lifetime pension.

The commuted value of a defined benefit pension represents the lump sum value of all your future pension income today. This lump sum value represents the present value of the future monthly pension income you would otherwise receive for your lifetime upon retirement.

In addition to your defined benefit pension plan, you may be eligible for Canada Pension Plan benefits.

Deciding which strategy is right for you is complex. This calculator considers where you live, your commuted value amount, your age, rates of return and inflation among many other factors.

Commuted Value Calculator

Companion Infographic

This CPP and OAS Retirement Benefit companion infographic illustrates what age you are eligible to claim these benefits, what the current maximum amounts are, and other considerations about applying for benefits and taxation.


These consumer-facing financial calculators can be embedded in your web site quickly and easily.

Calculators are easy-to-use and fully responsive on any device – phone, tablet, laptop or desktop.

Full Branding
Calculators can be fully branded according to your branding style guide. You’ll be up and running with a quick turnaround.

The calculator can be viewed for free up to five (5) times.
To use the full-featured versions of these calculators in FreshPlan, please contact us.

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