Helping Your Kids Buy a Home
As home prices continue to rise, more Canadian parents are stepping in to help their children enter the housing market. In fact, over 30% of first-time buyers now receive financial support from family—gifts that averaged $115,000 in 2024. In provinces like Ontario and B.C., that number is even higher. Helping your kids buy a home has become one of the most common ways families pass on wealth when it’s needed most.
Support their first home without risking your financial future.
Infographic Highlights
While this kind of support can be incredibly meaningful, it’s important to approach it thoughtfully. Whether offering a financial gift, co-signing a mortgage, or buying property together, each option involves trade-offs—financial, legal, and personal. With clear communication and the right planning, parents can provide real help while also safeguarding their own long-term goals.
Designed for Advisors to share with Clients
This infographic offers a clear, practical overview of the most common ways parents are helping their kids buy a home—along with the risks, trade-offs, and tips for making smart decisions. It’s designed to simplify complex conversations and highlight the importance of thoughtful planning. Strategic financial advisors can use this resource to spark meaningful dialogue with clients, helping them navigate family support in a way that aligns with both personal values and long-term financial goals.
This infographic is available in FreshPlan software or as a stand-alone piece.
Companion Calculator
Retirement Planning calculators allow Advisors to walk their clients through various scenarios to help them plan and save for the future. Companion calculators include:
• Retirement Planner
• Capital Required
• Will the Money Last?
• Taking CPP Early or Late?
• Commuted Pension
• CPP & OAS Benefit Amounts
• OAS Clawback
Infographic Features
Communicate Complex Concepts
Financial infographics are powerful tools for transforming complex data and information into a clear, visually engaging story. By presenting insights through visuals, clients and prospects can quickly grasp key concepts, making the content more memorable and impactful.
Current & Shareable
Keep your client communications fresh and relevant with vibrant, timely infographics that can be easily shared on social media, through email, in meetings, or via mailings.
Personalized
Infographics are personalized with the advisor name, contact information and company logo.