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When to Take Your CPP Infographic

As you approach retirement, you’ll need to sort out when to start collecting retirement benefits. This When to Take Your CPP infographic highlights considerations to help you decide when to take your Canada Pension Plan.

When to take your CPP infographic on a desk.

While Canadians can start collecting their Canada Pension Plan between the ages of 60 and 70, the longer they wait for CPP, the more they’ll get.

There are several factors to consider before making any decisions including: retirement income needs and sources, length of retirement, and taxation. It’s difficult to know when you’re getting the most our of your Canada Pension Plan. It all comes down to timing.

Collecting Canada Pension Plan benefits sooner means taking a little less now instead of waiting for more later. But everyone’s financial situation is different and this infographic will help start those conversations.

This infographic is included in FreshPlan software and is also available as a print-ready or web-ready piece.

Decisions about when to start collecting your CPP is part of an overall retirement plan. For more retirement resources, see these related infographics:

• Retirement Readiness

Companion Calculator

Several companions calculators help to illustrate various scenarios to help you plan for the year ahead. Companion calculators include:

Taking CPP Early or Late?
CPP & OAS Benefit Amounts
OAS Clawback
Will the Money Last?
Commuted Pension

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